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Term and Conditions

The Lead Generation benefits limits up to Maximum of Rupees Twenty Lakhs as profit sharing income in 14 steps Plus Monthly pension of Rupees Twenty Thousands only for the maximum period of 100 months. The pension starts after completion of step ten.

For taking the benefits of our Lead Generation system, one can register him/herself by taking a Beneficiary ID Number.

The Beneficiary ID Number will be provided after purchasing a product designed & marketing by Hope In Life ,

The products as like, the regular life or Health insurance premium with an Insurance policy, which promoted by Hope In Life The premium payment will be made only through A/c payee Bank Draft/Cheque in favors of the concerned insurance company and payable at Cuttack Odisha. RO water purifier, design and marketing by Hope In Life. The product will deliver at the door step of the customer after full payment or completion of payment contracts. The mode of payment by Cash, DD or cheque respectively.

Refer some data base to create minimum two customers, is mandatory for each beneficiary to get the profit share of the Lead Generation program accordingly. Sponsoring of two separate persons with the team as left and right side in the ratio of 1:1 makes the beneficiary eligible to get the profit pay-out provided by the organization.

The beneficiary can take multi ID No's in a single name and get all the benefits with each ID as per the plan and provision.

If the beneficiary introduces the similar numbers of ID’s in both the sides with his/her down line according to the steps, will be considered to get the benefits.

Hope in Life is not responsible, if the premium payment made in terms of cash. Kindly ensure that the payment should be through A/c payee Bank Draft/Cheque and the name of the Life Assured should be mentioned on the back side.

The Application form should be properly filled up with proper documentation according to the KYC norms.

One can also take an entry level ID by paying 2500/- (Rupees two thousands five hundreds only) as an advance payment towards purchase of the product. The rest amount will be adjusted by monthly installments or from the profit payout accordingly.

Hope in Life does not float any deposit scheme and not issue any kind of units/debentures/share certificates.

Hope in Life is not an authority to Insure. It is the Licensed Insurance Consultant of concern Insurance Companies to provide the insurance awareness and services.

The beneficiary can’t use the logo or brand name without written permission from the Organization.

The beneficiary must use his/her best efforts to promote the Lead generation profit sharing plan of Hope In Life and provide confide supervision and training of the referral beneficiaries. This should include ongoing contract, communication, encouragement and support.

In case of death of the beneficiary, all the rights, responsibilities & benefits will pass to the nominee which is prior mentioned on the application form. The nominee should be bound by the term and conditions of the original ID Agreement, Rules and Regulations abide by the Concerned Insurance Company.

The payout will be given by online transfer with updating the Bank A/c Number & ID proof as per KYC norms, after deduction of PMF (Pension Maintenance Fund 12.5% of every payouts.)

The Life Insurance or Health Insurance policy Bond will be made within forty five days (approximately) after completion of the policy. (No free look will be entertained)

All the future benefits will be provided as per the achievement ratio of the Organization.

The Organization reserve absolute rights to change or amend any term & conditions which shall be binding on all the IDs and disputes arising will be arbitrated by the board of directors of the Organization.

The place of jurisdiction shall be Cuttack only.

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Dr. Robar Smith

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